Our Legal Policies and Terms of Service

Last updated: 10/15/2025

Welcome to Definitive Insurance Solutions. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our site or engaging with our insurance solutions.

1. Acceptance of Terms

By using our website, submitting information, or requesting a quote, you acknowledge that you have read, understood, and agreed to these terms. If you do not agree with any part of these Terms of Service, you should not use this website.

2. About Our Services

Definitive Insurance Solutions is an independent insurance agency based in St. Louis, Missouri, providing clients with access to various insurance products through trusted providers. We act as an intermediary between clients and insurance carriers to help you find policies that best suit your needs.

We do not guarantee coverage, rates, or policy approval—final decisions are made by the insurance providers.

3. Use of Our Website

You agree to use our website for lawful purposes only. You may not:

• Use the site to post or transmit harmful, misleading, or unlawful content.

• Attempt to interfere with or disrupt the website’s functionality.

• Use any automated system or software to extract data from the website.

We reserve the right to restrict access, suspend accounts, or terminate use of the website if these terms are violated.

4. Quotes and Policy Information

All insurance quotes provided through our site are estimates based on the information you provide. Final premiums and policy terms are determined by the insurance carrier after reviewing your application and risk profile.

We encourage clients to verify all policy details before purchase to ensure accuracy and suitability.

5. Privacy and Data Protection

Your privacy is important to us. Any personal information you share with Definitive Insurance Solutions is handled in accordance with our Privacy Policy.
We do not sell, rent, or share your information with third parties except as required to process your insurance requests or as required by law.

6. Intellectual Property Rights

All content on this website—including text, graphics, logos, icons, and images—is the property of Definitive Insurance Solutions or our content providers and is protected by copyright and trademark laws.
You may not reproduce, distribute, or use any materials without written permission.

7. Limitation of Liability

Definitive Insurance Solutions and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from:

• Your use or inability to use the website;

• Errors or omissions in content;

• Actions taken based on information provided through this site.

While we strive for accuracy, we cannot guarantee that all information on the website is current, complete, or error-free.

8. Third-Party Links

Our website may contain links to third-party sites. These are provided for convenience and informational purposes only. We are not responsible for the content, policies, or practices of any linked websites.

9. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of our site after changes are made constitutes acceptance of the revised terms.

10. Contact Us

If you have any questions about these Terms of Service or our legal policies, please contact us:

Definitive Insurance Solutions
📍 5585 Pershing Ave, St. Louis, MO 63112
📞 +1 314-546-6898
📧 definitiveinsllc@att.net